bathing suit cover-up

i was trying on $20 bathing suit cover-ups at target last week, and thinking $20 is a lot to spend on something i want, but don't need. i mean i think i need it, covering up is VERY important to me, but i couldn't rationalize spending $20 for something i could live without.
it's not that i am incredibly cheap (okay, i am kinda cheap), i'm just incredibly practical. come on, non of us are rolling in it ($) these days (if you are could i come over and roll in it with you?). i know that i have to be a bit more mindful of where the $ is going, and being a bit more creative certainly helps.
so, i stood there in the $20 cover-up and thought about what i could use instead to cover up this 35 yr old, post babies, body i am not in a whole lotta like with.
then it hit me...make a cover up! but how? out of beach towels!
so i got myself back in my clothing (thank God for clothing) and headed over to the beach towels, where they had some incredibly CUTE beach towels for just $5.99.
for that price i could make cover-ups for my girls as well.
so here you have it, emilie in her beach towel cover-up!
I think it looks GREAT!

Do you have any creative summer savings tips!